Hurricane Protection and Preparedness

HPS is well known for being Hawaii's pioneer and leader in hurricane clip retrofit for homes and buildings.  We provide durable and weather tested hurricaneproducts.  All of our cables, ties, straps, and other components are made from the highest grade, double-galvanized steel available.

Hurricane clip retrofits are custom designed to improve the structural integrity of your house.  By strengthening the roof to wall, post to beam, and wall tofoundation connections, houses are proven to withstand greater wind force. We fortify such vulnerable spots as windows, garage doors and lanais. As of 2008 we offer state certified polypropylene honeycomb “plastic plywood” window panels for window protection.  These lightweight, state of the art panels are practically indestructible.  Easily deployed before a storm, they remain out of sight the rest of the time. NEW COPY 8/29 to add:  These panels weigh about ¼ to 1/5 of plywood with the strength of ¾ inch thick plywood. They have certified for the East and Gulf Coast  140 mph minimum standards. See the Windshield Panels brochure and the manufacturers link on our site. Take a look at how we install hurricane clips

IT’S NOT IF, BUT WHEN, SO WHY PROCRASTINATE?
You can do it and your insurer will help!

Only houses built in Hawaii since 1994-1997 have hurricane clips mandated by county codes, but not all have clips for V gable peaks and horizontal lookout@ beams nor for dutch gable peaks. Furthermore, NO HOUSES in Hawaii of any year were built with window and sliding door, nor double entry door, stained glass door, nor garage door protection, nor adequate garage roller wheel track hold downs. Hurricane clips and connectors have been proven throughout theworld since 1963, which is why Hawaii counties mandate them for new construction.

Insurance Discounts and Punitive Homeowners First Pay Deductibles

Annual discounts from hurricane insurers of $125 to $400 every year, including after all of your investment has been paid back are available from every hurricane insurer in Hawaii, except State Farm, which claims their rates are lower than all others.  However, there has been a major dump of first payment responsibility onto home and condo owners in the last two years. It used to be that you would pay the first $500 and your hurricane insurer would pay from that point on. Then it went to $1000-$4000 after Hurricane Iniki under the old Hawaii Hurricane  Relief Fund, and immediately thereafter.  Now, in the last two years, another $250 million or so of first pay responsibility has been piled on home and condo owners backs and deductibles are now $6,000 - $10,000----- that is of 2% of the insured value including loss of use and contents coverage....we highly recommend you check the fine print  in your hurricane insurance policies.

Most hurricane insurance companies offer substantial annual discounts in hurricane insurance premiums as an incentive for you to strengthen your house.  The discounts are available for:
1) Roof-to-wall connection (hurricane clips) (typically 10 percent off)
2) Wall-to-foundation connections (typically 10-12 percent off) (All houses on slab foundations qualify for this provided the car port and lanai free standing posts are connected with plates to the concrete)
3) Deployable storm panels/ window coverings (15-18 percent off for single-family houses and 18 percent off for condos)

Check with us as to the availability  of the discounts and the specific requirements needed to obtain them.  Each company is a little different.  Conceivably, if all three strengthening measures are performed, as much as 40 percent could be saved on your hurricane insurance premiums annually.

HPS has over 3000 successful retrofit installations with no complaints and many great references about the quality, appearance and effectiveness of the installations and the insurance savings.

For protection/reinforcement of garage doors and garage door roller wheel tracks.– for protection/reinforcement of garage doors and garage door roller wheel tracks. FEMA recommended design kits for garage door roller wheel track reinforcement. (Installed in Hawaii by HPS,. your contractor or Do-It-Yourself anywhere). Deployable garage door poly/nylon/concrete anchoring tie-down kits (Installed in Hawaii by HPS,. your contractor or Do-It-Yourself anywhere)
Deployable flat roof poly/nylon/concrete anchoring tie-down kits (carports, lanais, patios, and aluminum, plastic,metal roofs and storage sheds) (Installed in Hawaii by HPS,. your contractor or Do-It-Yourself anywhere)
These specially manufactured saddle brackets/braces are for post to beam connections on the outside, especially Hawaii's many open beam ceilings where the living room main beam starts on the outside and goes through to the attic section  (or all the way through). They are very heavy duty performance designed  --- they help restrain  wind and  seismic induced movement three ways --  up and down, forward and backward, and side to side.	Deployable custom manufactured steel cable roof to foundation or roof to ground tie-down systems (Installed in Hawaii byHPS)
-Hurricane hardening proving itself in mainland coastal storms..... Although damages from Hurricane Ike are expected to exceed $12 billion along the Texas coast, preventive building and safety measures enforced by code officials—America’s First Preventers—saved lives and lessened the impact of property damages during the wrath of the storm. Read more...